"We are still waiting to see how the total number of bankruptcies will play out," said Jonathon Danks an Attorney at Danks and Danks Law Offices.

Some are still getting government help to make ends meet, while others are drowning in debt after losing their jobs during the pandemic.

"Right now in Indiana and Kentucky we are starting to see a trend in growth for the number of bankruptcies filed, we are near the front of the pack in the country for filings," says Danks.

As of June 30, The American Bankruptcy Institute says more than 6,000 Hoosiers and nearly 4,000 Kentuckians have filed Chapter 7 Bankruptcy.

Meaning the debt will be wiped away for good.

According to Moneygeek.com, Kentucky and Indiana rank in the top five for personal bankruptcy filings during the COVID-19 pandemic.

Experts say the recent surge in filings is due in part to courts being flooded after being closed for months.

"I think that most people are expecting a continued growth in the bankruptcy field, as people are getting themselves situated after the virus and maybe returning to normal and ready to take that next step" adds Danks.