"I only get $782 a month to live off of because I get is Social Security, I get $194 a month in food stamps, I got a gallon zip-loc bag of medicine, now I have to try and find a place to live in for $782 a month, and thats very difficult to do" says Dave Hueppchen.
Hueppchen spent 25 years living on the streets, homeless, the disabled man spent years renting, through the pandemic Hueppchen is now renting a room at a friends home.
"Its a mess, we are going through hard times right now, people don't have jobs, people like me are on a fixed incomes" adds Hueppchen.
The man says he spent months going back and fourth with his previous landlord regarding his rights.
Like renters, landlords still owe the banks their monthly payment.
Evan Manship has about two dozen residential homes and apartments all over Indiana.
"For everyone unit of help we landlords have revived from the state, federal government, whatever there have been 10,20,30 units of help in favor of the tenants" says property owner Evan Manship.
According to a survey conducted by Apartmentlist.com they've concluded one out of five landlords will not be able to pay their mortgage in August.
"When a tenant has an obligation to pay rent to a landlord 9 times out of 10 that landlord has an obligation to pay the banks" says Manship.
According to Prosperity Indiana a statewide organization working to strengthen Hoosier communities, nearly 260,000 Indiana renters will be affected by the COVID-19 housing crisis.
Evansville Attorney Jonathan Danks represents clients who says they've fallen victim to the pandemic.
"Gov. Holcomb signed an executive order that protects Indiana renters through August 5, Congress is looking at protecting all renters nationwide potentially through the first of the year" says Danks.
If the eviction moratorium is extended, analysts predict massive defaults on property loans.
Meaning cities will take a huge loss in property tax revenue providing funding for community infrastructure and schools.
That could Inflate the rental market as landlords pass the buck to the consumers.
"Higher rents, multiple months in security deposits, you name it. Just different ways the investor can protect themselves." Says Manship.